High Yield Savings Cd Rates Today. The nation's best cd rates are 6.00% for 10 months, 5.51% for 3 or 6 months, and 5.50% on varying terms between 3 and 9 months. The top cd rate is 5.51% apy from totalbank for terms of 3 months or 6 months.

Certificate of deposit (cd) cds are best for individuals looking for a guaranteed rate of return that’s typically higher than a savings account. Deposit at least $500 within 10 days of opening your cd to receive the.